Episode #167: Case Studies - The $2mm Retirement

Last year, the Wall Street Journal published an article that illustrated what a $2mm retirement looked like. In this week’s episode of Grow Money Business, Grant breaks down the cases described in the article and shares his observations. Throughout the episode, Grant discusses the quality of some of the investments, risk factors, potential adjustments to their investment allocation, and potential planning opportunities they may be missing out on.

Show Notes

[04.10] Case Studies – Grant starts off the conversation by examining the first case study provided in the article.

[10.00] The Guardrails Approach – Grant defines the “guardrails approach” and explains how it works.

[16.38] Retirement Account Distributions – Grant explains  the risk of pulling money out from your retirement account if you don’t have any other source of income.

[20.06] Vision – Grant points out the lack of clear vision in the cases he discussed in The Wall Street Journal.

[28.33] Variable Distribution Rates – Grant shares his thoughts on the relevancy of variable distribution rates.

Resources

Here’s What a $2mm Retirement Looks Like in America –

wsj.com/articles/heres-what-a-2-million-retirement-looks-like-in-america-11661702455

 

Use the Guardrails Approach to Avoid Running Out of Money in Retirement –

msn.com/en-us/money/retirement/use-the-guardrails-approach-to-avoid-running-out-of-money-in-retirement/ar-AA13M3pm